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The best high-yield checking accounts pay interest rates near or above 5.00%—but you may have to jump through some hoops to maximize your earnings. Our top picks have minimal fees, useful perks, and strong customer support availability.
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To create a list of the best checking accounts for digital banking, Forbes Advisor analyzed 157 checking accounts at 66 financial institutions, including a mix of traditional brick-and-mortar. This is especially true if you find a bank that rewards you for banking with them Discover the best checking accounts for March 2025
Best Checking Accounts 2025 Bonus Rose Tompson. Banks with the best checking accounts for March 2025 Note: Annual percentage yields (APYs) shown are as of Feb Checking Account: Best for: APY: SoFi® Combined online checking and savings Up to 3.80% with direct deposit 2
SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults.
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